Defined contribution
Defined contribution
Defined contribution
Building smarter retirement outcomes, together
Building smarter retirement outcomes, together
Savers expect more flexibility, choice, and personalized guidance. Pontera helps recordkeepers, plan sponsors, and advisors deliver it through a secure, seamless, human-centered solution. Let’s build a modern, participant-first retirement system.
Reduce unnecessary rollovers with advisor-led management
Our team works with recordkeepers and collaborates with plan sponsors and retirement plan advisors (RPAs) to build a more connected retirement ecosystem—offering greater choice for plan participants.
Pontera for retirement plan advisors
Pontera for employers & plan sponsors
Pontera for recordkeepers
Reduce unnecessary rollovers with advisor-led management
Our team works with recordkeepers and collaborates with plan sponsors and retirement plan advisors (RPAs) to build a more connected retirement ecosystem—offering greater choice for plan participants.
Pontera for retirement plan advisors
Pontera for employers & plan sponsors
Pontera for recordkeepers
Stop unnecessary rollovers with advisor-led management
Our team works with recordkeepers and collaborates with plan sponsors and retirement plan advisors to build a more connected retirement ecosystem—offering greater choice for plan participants.
Pontera for Recordkeepers
Pontera for Retirement Plans Advisors
Pontera for Plan Sponsors
Stop unnecessary rollovers with advisor-led management
Our team works with recordkeepers and collaborates with plan sponsors and retirement plan advisors to build a more connected retirement ecosystem—offering greater choice for plan participants.
Pontera for Recordkeepers
Pontera for Retirement Plans Advisors
Pontera for Plan Sponsors
Together, we can build a more connected, participant-first retirement ecosystem.
Together, we can build a more connected, participant-first retirement ecosystem.
Together, we can build a more connected, participant-first retirement ecosystem.
Industry leading security
SOC 2 Type II certified, bank-level encryption
Industry leading security
SOC 2 Type II certified, bank-level encryption
Regulatory alignment
Committed to working within fiduciary regulations and requirements.
Regulatory alignment
Committed to working within fiduciary regulations and requirements.
Convergence of wealth and retirement
Supporting advisors in bridging the gap between work plans and personal wealth under one unified roof to deliver stronger outcomes for participants.
Convergence of wealth and retirement
Supporting advisors in bridging the gap between work plans and personal wealth under one unified roof to deliver stronger outcomes for participants.
Industry leading security
SOC 2 Type II certified, bank-level encryption
Regulatory alignment
Committed to working within fiduciary regulations and requirements.
Convergence of wealth and retirement
Supporting advisors in bridging the gap between work plans and personal wealth under one unified roof to deliver stronger outcomes for participants.
Learn how you can work with us
Learn how you can work with us
Learn how you can work with us
Frequently asked questions
What role does Pontera play in the defined contribution space?
Pontera is a secure platform that allows plan participants’ trusted financial advisors to manage their workplace retirement accounts (401(k), 403(b), etc.) in-plan, without rollovers. This empowers participants to align their retirement savings with their overall wealth strategy while helping plans retain assets and deliver stronger outcomes.
What role does Pontera play in the defined contribution space?
Pontera is a secure platform that allows plan participants’ trusted financial advisors to manage their workplace retirement accounts (401(k), 403(b), etc.) in-plan, without rollovers. This empowers participants to align their retirement savings with their overall wealth strategy while helping plans retain assets and deliver stronger outcomes.
What role does Pontera play in the defined contribution space?
Pontera is a secure platform that allows plan participants’ trusted financial advisors to manage their workplace retirement accounts (401(k), 403(b), etc.) in-plan, without rollovers. This empowers participants to align their retirement savings with their overall wealth strategy while helping plans retain assets and deliver stronger outcomes.
What practices are put in place to protect participants?
Advisors cannot use the Pontera platform to engage in activities that could trigger custody, such as withdraw or transfer funds, change beneficiaries or contributions, or initiate distributions. They also cannot view client credentials, including logins and passwords.
What practices are put in place to protect participants?
Advisors cannot use the Pontera platform to engage in activities that could trigger custody, such as withdraw or transfer funds, change beneficiaries or contributions, or initiate distributions. They also cannot view client credentials, including logins and passwords.
What practices are put in place to protect participants?
Advisors cannot use the Pontera platform to engage in activities that could trigger custody, such as withdraw or transfer funds, change beneficiaries or contributions, or initiate distributions. They also cannot view client credentials, including logins and passwords.
Does Pontera replace recordkeepers or advisors?
No. Pontera is a technology partner, not a recordkeeper or advisory firm. It works alongside recordkeepers and financial advisors, offering a secure way for advisors to manage defined contribution accounts and improve participant experience.
Does Pontera replace recordkeepers or advisors?
No. Pontera is a technology partner, not a recordkeeper or advisory firm. It works alongside recordkeepers and financial advisors, offering a secure way for advisors to manage defined contribution accounts and improve participant experience.
Does Pontera replace recordkeepers or advisors?
No. Pontera is a technology partner, not a recordkeeper or advisory firm. It works alongside recordkeepers and financial advisors, offering a secure way for advisors to manage defined contribution accounts and improve participant experience.
What built-in safety protections exist?
Pontera is SOC 2 Type II and ISO/IEC 27001:2022 certified. Auditable rebalancing records and purpose-built functionality give financial advisors peace of mind and ensure activity remains compliant with applicable regulations.
Learn more about Pontera’s security practices by visiting our Trust Center and our Commitment to Client Protection.
What built-in safety protections exist?
Pontera is SOC 2 Type II and ISO/IEC 27001:2022 certified. Auditable rebalancing records and purpose-built functionality give financial advisors peace of mind and ensure activity remains compliant with applicable regulations.
Learn more about Pontera’s security practices by visiting our Trust Center and our Commitment to Client Protection.
What built-in safety protections exist?
Pontera is SOC 2 Type II and ISO/IEC 27001:2022 certified. Auditable rebalancing records and purpose-built functionality give financial advisors peace of mind and ensure activity remains compliant with applicable regulations.
Learn more about Pontera’s security practices by visiting our Trust Center and our Commitment to Client Protection.
Featured resources
Featured resources
Featured resources
Pontera and 401GO partner to enable personalized 401(k) management by clients' trusted financial advisors
Technology-forward recordkeeper will be the first to enable advisors to be paid directly from clients' 401(k) accounts
Pontera and 401GO partner to enable personalized 401(k) management by clients' trusted financial advisors
Technology-forward recordkeeper will be the first to enable advisors to be paid directly from clients' 401(k) accounts
Pontera and 401GO partner to enable personalized 401(k) management by clients' trusted financial advisors
Technology-forward recordkeeper will be the first to enable advisors to be paid directly from clients' 401(k) accounts
Why Pontera belongs in the conversation
Kyle Louvar CEO of Guide Capital Wealth Management speaks to the importance of adding Pontera to the RFP conversation.
Why Pontera belongs in the conversation
Kyle Louvar CEO of Guide Capital Wealth Management speaks to the importance of adding Pontera to the RFP conversation.
Why Pontera belongs in the conversation
Kyle Louvar CEO of Guide Capital Wealth Management speaks to the importance of adding Pontera to the RFP conversation.
A new way to deliver value to retirement plan clients and prospects
Pontera enables plan participants to receive personalized, in-plan advice on their retirement plan accounts from their trusted financial advisor.
A new way to deliver value to retirement plan clients and prospects
Pontera enables plan participants to receive personalized, in-plan advice on their retirement plan accounts from their trusted financial advisor.
A new way to deliver value to retirement plan clients and prospects
Pontera enables plan participants to receive personalized, in-plan advice on their retirement plan accounts from their trusted financial advisor.
3 reasons retirement plan advisors are adding modern retirement solutions to RFPs
3 reasons retirement plan advisors are adding modern retirement solutions to RFPs
3 reasons retirement plan advisors are adding modern retirement solutions to RFPs
Webinar: Offering wealth management to your plan participants
With Fred Reish, Josh Waldbeser, Jaron Carmichael, & Kevin Amoruso
Webinar: Offering wealth management to your plan participants
With Fred Reish, Josh Waldbeser, Jaron Carmichael, & Kevin Amoruso
Webinar: Offering wealth management to your plan participants
With Fred Reish, Josh Waldbeser, Jaron Carmichael, & Kevin Amoruso