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Testimonials

Resources

A financial advisor gestures while speaking in one image and a retirement saver holds smartphone in another image, both beside charts showing total managed assets of $3,271,064 and 7.59% performance bar chart.

How Pontera works

Manage clients' held-away accounts with confidence

Advisors can deliver truly holistic service with 401(k) management.

Get in touch

Empowering savers to choose

Savers choose their financial advisor, but employers choose where workplace retirement plans are held. Advisors may not be able to manage these retirement accounts, leading to a limited view of clients' financial pictures.

When a retirement saver connects their account to Pontera, we bridge the gap between their advisor and their held-away account—ensuring advisors can deliver the same level of service across their client’s entire portfolio.*

*Note that advisors can’t engage in activities that could trigger custody, such as withdraw or transfer funds, change beneficiaries or contributions, or initiate distributions.

How advisors use Pontera

Here's how Pontera helps financial advisors manage their clients' retirement assets across every step of their workflow.

Client chooses to have their advisor manage their retirement account

Secure, client-permissioned connection: Client permission is required for every connection. Pontera’s platform is purpose-built to avoid activities that can trigger custody. An advisor never has access to clients’ login credentials when using Pontera.

Client connects retirement account to Ponteratfolio planning

Advisors gain compliant visibility

Financial advisors rebalance with confidence

Compliance logs and audit reports are automatically generated

Advisor Processes Streamlined Through Integrations

Curious to see Pontera in action?

How it works

Client chooses to have their advisor manage their retirement account

Client connects retirement account to Ponteratfolio planning

Advisors gain compliant visibility

Financial advisors rebalance with confidence

Compliance logs and audit reports are automatically generated

Advisor Processes Streamlined Through Integrations

Curious to see Pontera in action?

How it works

1. Client chooses to have their advisor manage their retirement account

Client agrees that they would like their financial advisor to manage their workplace retirement account.

2. Client connects retirement account to Pontera

3. Advisors gain visibility

4. Advisors can rebalance with confidence

5. Orders are captured in supervision view

6. Integrations streamline processes

Keep retirement assets in focus

Pontera helps advisors deliver holistic management — improving tax planning, building stronger relationships, and delivering measurable impact.

Keep retirement assets in focus

Pontera helps advisors deliver holistic management — improving tax planning, building stronger relationships, and delivering measurable impact.

Keep retirement assets in focus

Pontera helps advisors deliver holistic management — improving tax planning, building stronger relationships, and delivering measurable impact.

Advisors

For advisors

“How could any financial advisor call themselves an advisor if they’re not focusing on what’s typically the largest asset most people in America have—their retirement account?"

Lance Drucker, Drucker Wealth Management

Retirement savers

"It’s given us more time to go do things that we like to do for fun and we don’t have to worry about managing money."

Kaushal Mall, client of Ironwood Wealth Management

Achieve up to 90% client adoption of eligible held-away accounts *

Read the case study

Achieve up to 90% client adoption of eligible held-away accounts *

Read the case study

Achieve up to 90% client adoption of eligible held-away accounts *

Read the case study

73% of participants want personalized financial advice on their 401(k)¹

Read the research

73% of participants want personalized financial advice on their 401(k)¹

Read the research

73% of participants want personalized financial advice on their 401(k)¹

Read the research

Join advisors who report increased confidence and success advising on retirement accounts

Customer stories

Join advisors who report increased confidence and success advising on retirement accounts

Customer stories

Join advisors who report increased confidence and success advising on retirement accounts

Customer stories

Built in safety and protections including SOC 2 Type II and ISO 27001 certification

Security

Built in safety and protections including SOC 2 Type II and ISO 27001 certification

Security

Built in safety and protections including SOC 2 Type II and ISO 27001 certification

Security

For retirement savers

"It’s given us more time to go do things that we like to do for fun and we don’t have to worry about managing money."

Retirement savers

"It’s given us more time to go do things that we like to do for fun and we don’t have to worry about managing money."

Security-first and audit-ready

Secure, client-permissioned connection

Every connection requires explicit client permission. Pontera is purpose-built to avoid activities that could trigger custody, and advisors never access client login credentials.

Account restrictions for client protection

Transfers, withdrawals, and beneficiary changes are blocked by design, reducing risk and maintaining a clear compliance boundary.

Multi-factor authentication

Account connections are protected by multi-factor authentication, aligned with industry best practices to safeguard sensitive financial data.

Audit-ready

Advisor actions are logged in a complete, uneditable auditable rebalancing record suitable for supervision and regulatory review.

Secure, client-permissioned connection

Every connection requires explicit client permission. Pontera is purpose-built to avoid activities that could trigger custody, and advisors never access client login credentials.

Multi-factor authentication

Account connections are protected by multi-factor authentication, aligned with industry best practices to safeguard sensitive financial data.

Account restrictions for client protection

Transfers, withdrawals, and beneficiary changes are blocked by design, reducing risk and maintaining a clear compliance boundary.

Audit-ready

Advisor actions are logged in a complete, uneditable auditable rebalancing record suitable for supervision and regulatory review.

Secure, client-permissioned connection

Every connection requires explicit client permission. Pontera is purpose-built to avoid activities that could trigger custody, and advisors never access client login credentials.

Multi-factor authentication

Account connections are protected by multi-factor authentication, aligned with industry best practices to safeguard sensitive financial data.

Account restrictions for client protection

Transfers, withdrawals, and beneficiary changes are blocked by design, reducing risk and maintaining a clear compliance boundary.

Audit-ready

Advisor actions are logged in a complete, uneditable auditable rebalancing record suitable for supervision and regulatory review.

See how Pontera powers holistic advice

Learn more about our features

Pontera platform desplayed on rthe screen of a laptop