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PLSMX Principal LifeTime Strategic Inc R3

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Fund PLSMX Principal LifeTime Strategic Inc R3 VTINX Vanguard Target Retirement Income Inv MLLKX MFS Lifetime Income R6  
100% 89% 95%
Annual Fees
(1.16% Exp. Ratio)
(0.14% Exp. Ratio)
(0.46% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.08% annual return
$17,524.44 $23,845.63 $21,656.64
Est. savings over 30 yrs +$6,321.20 +$4,132.20
As of 12/31/16
1 YR RETURN 4.23%
3 YR 2.20%
5 YR 4.02%
10 YR 2.48%
1 YR RETURN 5.25%
3 YR 3.50%
5 YR 4.91%
10 YR 4.88%
1 YR RETURN 5.60%
3 YR 2.98%
5 YR 4.76%
10 YR 5.24%
The investment seeks current income, and as a secondary objective, capital appreciation. The fund is a fund of funds that invests in PFI Institutional Class shares which consist of domestic and foreign equity funds, fixed-income funds, real asset funds, and other funds that aim to offer diversification beyond traditional equity and fixed-income securities. Its asset allocation is designed for investors who are approximately 15 years beyond the normal retirement age of 65.
The investment seeks to provide current income and some capital appreciation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors currently in retirement. Its indirect bond holdings are a diversified mix of short-, intermediate-, and long-term U.S. government, U.S. agency, and investment-grade U.S. corporate bonds; inflation-protected public obligations issued by the U.S. Treasury; mortgage-backed and asset-backed securities; and government, agency, corporate, and securitized investment-grade foreign bonds issued in currencies other than the U.S. dollar.
The investment seeks total return through a combination of current income and capital appreciation. The fund is designed to provide diversification among different asset classes by investing the majority of its assets in other MFS mutual funds, referred to as underlying funds. Within the stock fund allocations, MFS seeks to diversify globally (by including domestic and international underlying funds), in terms of market capitalization (by including large, mid, and small capitalization underlying funds) and by style. Within the bond fund allocation, MFS includes underlying funds with varying degrees of interest rate and credit exposure.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.


FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.


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