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HARCX Harbor Target Retirement Income Inv

4 lower fee alternatives found

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Fund HARCX Harbor Target Retirement Income Inv LIRAX BlackRock LifePath® Index Retire Inv A MLLKX MFS Lifetime Income R6  
Similarity
?
100% 85% 88%
Annual Fees
?
$102.06
(0.99% Exp. Ratio)
$42.27
(0.41% Exp. Ratio)
$47.42
(0.46% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.09% annual return
$18,469.32 $22,006.51 $21,677.45
Est. savings over 30 yrs +$3,537.18 +$3,208.13
Return
As of 11/30/16
1 YR RETURN 3.09%
3 YR 2.39%
5 YR 4.42%
10 YR --
1 YR RETURN 3.53%
3 YR 3.29%
5 YR 5.24%
10 YR --
1 YR RETURN 3.74%
3 YR 2.83%
5 YR 4.62%
10 YR 5.16%
Description
The investment seeks current income and some capital appreciation. The fund invests in other Harbor mutual funds according to an asset allocation strategy designed for investors currently in retirement. Its assets are currently allocated among the following asset classes: 70% Fixed Income, 20% Equity, and 10% Short Term.
The investment seeks to provide for retirement outcomes based on quantitatively measured risk. The fund is a "feeder" fund that invests all of its assets in the Master Portfolio, a series of Master Investment Portfolio with a substantially identical investment objective, which allocates and reallocates its assets among a combination of equity and bond index funds and money market funds in proportions based on its own comprehensive investment strategy. It will invest, at least 80% of its assets in securities or other financial instruments that are components of or have economic characteristics similar to the securities included in its custom benchmark index.
The investment seeks total return through a combination of current income and capital appreciation. The fund is designed to provide diversification among different asset classes by investing the majority of its assets in other MFS mutual funds, referred to as underlying funds. Within the stock fund allocations, MFS seeks to diversify globally (by including domestic and international underlying funds), in terms of market capitalization (by including large, mid, and small capitalization underlying funds) and by style. Within the bond fund allocation, MFS includes underlying funds with varying degrees of interest rate and credit exposure.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

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