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JSAIX JPMorgan SmartRetirement® 2045 Instl

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Fund JSAIX JPMorgan SmartRetirement® 2045 Instl LTMLX MFS Lifetime 2045 R6  
Similarity
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100% 99%
Annual Fees
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$71.16
(0.68% Exp. Ratio)
$54.42
(0.52% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 4.65% annual return
$31,852.34 $33,428.23
Est. savings over 30 yrs +$1,575.88
Return
As of 11/30/16
1 YR RETURN 3.30%
3 YR 4.43%
5 YR 10.15%
10 YR --
1 YR RETURN 5.28%
3 YR 4.56%
5 YR --
10 YR --
Description
The investment seeks high total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. The fund is a "fund of funds" that invests in other J.P. Morgan Funds (underlying funds), and is generally intended for investors expecting to retire around the year 2045 (target retirement date). It is designed to provide exposure to a variety of asset classes through investments in underlying funds, and over time the fund's asset allocation strategy will change.
The investment seeks a high level of total return consistent with its asset allocation until the approximate retirement year in 2045; thereafter, the fund will seek total return through a combination of current income and capital appreciation. The fund is designed to provide diversification among different asset classes for investors with the approximate retirement year in 2045. It invests substantially all of its assets in other MFS mutual funds, referred to as underlying funds.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

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