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TCLOX TIAA-CREF Lifecycle 2040 Retirement

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Fund TCLOX TIAA-CREF Lifecycle 2040 Retirement MLFKX MFS Lifetime 2040 R6  
100% 99%
Annual Fees
(0.69% Exp. Ratio)
(0.52% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 4.51% annual return
$30,522.82 $32,129.83
Est. savings over 30 yrs +$1,607.01
As of 12/31/16
1 YR RETURN 7.56%
3 YR 3.90%
5 YR 10.62%
10 YR 4.86%
1 YR RETURN 9.12%
3 YR 4.33%
5 YR 10.64%
10 YR 5.20%
The investment seeks high total return over time through a combination of capital appreciation and income. The fund is a "fund of funds" that invests in Institutional Class shares of other funds of the Trust and in other investment pools or investment products. The managers expect to allocate approximately 86.60% of the fund's assets to equity underlying funds, 10.90% of its assets to fixed-income underlying funds and 2.50% of its assets to direct real estate underlying funds. Target allocations will change over time and actual allocations may vary up to ten percentage points from the targets.
The investment seeks a high level of total return consistent with its asset allocation until the approximate retirement year in 2040; thereafter, the fund will seek total return through a combination of current income and capital appreciation. The fund is designed to provide diversification among different asset classes for investors with the approximate retirement year in 2040. It invests substantially all of its assets in other MFS mutual funds, referred to as underlying funds.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.


FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

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