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RAFTX American Funds 2035 Trgt Date Retire R1

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Fund RAFTX American Funds 2035 Trgt Date Retire R1 VTTHX Vanguard Target Retirement 2035 Inv TRRJX T. Rowe Price Retirement 2035  
100% 98% 98%
Annual Fees
(1.54% Exp. Ratio)
(0.15% Exp. Ratio)
(0.74% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 4.11% annual return
$21,033.24 $32,029.74 $26,812.63
Est. savings over 30 yrs +$10,996.49 +$5,779.39
As of 9/30/16
1 YR RETURN 11.47%
3 YR 6.46%
5 YR 11.66%
10 YR --
1 YR RETURN 11.64%
3 YR 6.80%
5 YR 11.83%
10 YR 5.74%
1 YR RETURN 12.14%
3 YR 7.05%
5 YR 12.72%
10 YR 6.24%
The investment seeks growth, income and conservation of capital. The fund normally invests a greater portion of its assets in bond, equity income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories such as growth funds, growth-and-income funds, equity-income funds and a balanced fund and bond funds. The fund categories represent differing investment objectives.
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2035 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.
The investment seeks the highest total return over time consistent with an emphasis on both capital growth and income. The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. Its allocation between T. Rowe Price stock and bond funds will change over time in relation to its target retirement date. The fund is managed based on the specific retirement year (target date 2035) included in its name and assumes a retirement age of 65. While the fund is non-diversified, it invests in diversified underlying holdings.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.


FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.


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