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PHTQX Principal LifeTime Hybrid 2025 Instl

1 lower fee alternative found

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Fund PHTQX Principal LifeTime Hybrid 2025 Instl LTTKX MFS Lifetime 2025 R6  
Similarity
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100% 98%
Annual Fees
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$52.86
(0.51% Exp. Ratio)
$48.72
(0.47% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.66% annual return
$25,187.12 $25,492.70
Est. savings over 30 yrs +$305.57
Return
As of 11/30/16
1 YR RETURN 4.45%
3 YR --
5 YR --
10 YR --
1 YR RETURN 4.79%
3 YR 3.94%
5 YR --
10 YR --
Description
The investment seeks a total return consisting of long-term growth of capital and current income. The fund operates as a "target date fund" that invests according to an asset allocation strategy designed for investors having a retirement investment goal close to the year in 2025. It is a fund of funds that invests in Institutional Class shares of Principal Funds, Inc. ("PFI"), with a majority of the fund's assets invested in index funds. Its underlying funds consist of domestic and foreign equity funds, fixed-income funds, real asset funds, and other funds that aim to offer diversification beyond traditional equity and fixed-income securities.
The investment seeks a high level of total return consistent with its asset allocation until the approximate retirement year in the fund's name; thereafter, the fund will seek total return through a combination of current income and capital appreciation. The fund is designed to provide diversification among different asset classes for investors with the approximate retirement year in 2025. It invests substantially all of its assets in other MFS mutual funds, referred to as underlying funds.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

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