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TLWRX TIAA-CREF Lifecycle Index 2020 Retire

1 lower fee alternative found

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Fund TLWRX TIAA-CREF Lifecycle Index 2020 Retire VTWNX Vanguard Target Retirement 2020 Inv  
100% 99%
Annual Fees
(0.35% Exp. Ratio)
(0.14% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.57% annual return
$25,804.96 $27,487.23
Est. savings over 30 yrs +$1,682.27
As of 12/31/16
1 YR RETURN 6.41%
3 YR 4.04%
5 YR 7.76%
10 YR --
1 YR RETURN 6.95%
3 YR 4.39%
5 YR 8.17%
10 YR 4.99%
The investment seeks high total return over time through a combination of capital appreciation and income. The fund is a "fund of funds" that invests in Institutional Class shares of other funds of the Trust and potentially in other investment pools or investment products. It has a policy of investing at least 80% of its assets (net assets, plus the amount of any borrowings for investment purposes) in underlying funds that are managed to seek investment returns that track particular market indices. The managers expect to allocate approximately 54.80% of its assets to equity underlying funds and 45.20% of its assets to fixed-income underlying funds.
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2020 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.


FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.


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