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GMIZX GuideStone Funds MyDestination 2005 Inv

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Fund GMIZX GuideStone Funds MyDestination 2005 Inv VTENX Vanguard Target Retirement 2010 Inv SWBRX Schwab Target 2010  
100% 94% 95%
Annual Fees
(0.89% Exp. Ratio)
(0.14% Exp. Ratio)
(0.48% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.41% annual return
$20,916.48 $26,224.74 $23,674.20
Est. savings over 30 yrs +$5,308.26 +$2,757.72
As of 9/30/16
1 YR RETURN 6.05%
3 YR 2.72%
5 YR 5.06%
10 YR --
1 YR RETURN 7.82%
3 YR 5.08%
5 YR 7.28%
10 YR 5.21%
1 YR RETURN 7.00%
3 YR 4.69%
5 YR 6.91%
10 YR 3.87%
The investment seeks the highest total return over time consistent with its asset mix. The fund, through investments predominantly in the GuideStone Funds Select Funds, is managed to the specific retirement year included in its name by adjusting the percentage of fixed-income securities and the percentage of equity securities to become more conservative each year until reaching the year approximately 12 years after the retirement year.
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2010 (the target year). Its asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.
The investment seeks to provide capital appreciation and income consistent with its current asset allocation. The fund invests primarily in a combination of other Schwab Funds and Laudus Funds. It invests in the underlying funds in accordance with its target portfolio allocation. The fund is designed for an investor who anticipates retiring at or about the target date and plans to withdraw the value of the investor's account in the fund gradually after retirement.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.


FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.


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