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PFLSX Pacific Financial Strategic Cnsrv Inv

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Fund PFLSX Pacific Financial Strategic Cnsrv Inv SCHZ Schwab US Aggregate Bond ETF™ PBDIX T. Rowe Price U.S. Bond Enhanced Index  
100% 85% 85%
Annual Fees
(2.20% Exp. Ratio)
(0.04% Exp. Ratio)
(0.30% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 2.08% annual return
$9,524.84 $18,343.39 $16,964.73
Est. savings over 30 yrs +$8,818.55 +$7,439.88
As of 12/31/16
1 YR RETURN 1.57%
3 YR 0.60%
5 YR 1.21%
10 YR --
1 YR RETURN 2.49%
3 YR 2.98%
5 YR 2.11%
10 YR --
1 YR RETURN 2.69%
3 YR 3.01%
5 YR 2.23%
10 YR 4.35%
The investment seeks preservation of capital and current income. The fund invests primarily in other investment companies, including ETFs, ("underlying funds") that invest primarily in fixed income and income producing securities such as government bonds, corporate bonds, municipal bonds, and dividend-paying equity securities. It may also invest directly in such fixed income and income producing securities. Equity investments normally will comprise a relatively small percentage of the fund's portfolio. The adviser utilizes a proprietary investment research process called "Rational Analysis" to select securities for each fund's portfolio.
The investment seeks to track as closely as possible, before fees and expenses, the total return of the Bloomberg Barclays U.S. Aggregate Bond Index. The fund will invest at least 90% of its net assets in securities included in the index. The index is a broad-based benchmark measuring the performance of the U.S. investment grade, taxable bond market, including U.S. Treasuries, government-related and corporate bonds, mortgage pass-through securities, commercial mortgage-backed securities, and asset-backed securities that are publicly available for sale in the United States.
The investment seeks to provide a total return that matches or incrementally exceeds the performance of the U.S. investment-grade bond market. The fund's overall investment strategy is to match or incrementally exceed the performance of the U.S. investment-grade bond market. Under normal conditions, it will invest at least 80% of its net assets (including any borrowings for investment purposes) in bonds that are held in its benchmark index. The fund's holdings will normally include U.S. government and agency obligations, mortgage- and asset-backed securities, corporate bonds, and U.S. dollar-denominated securities of foreign issuers.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.


FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.


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