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PHBLX Virtus Strategic Allocation A

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Fund PHBLX Virtus Strategic Allocation A VGSTX Vanguard STAR Inv FBALX Fidelity® Balanced  
Similarity
?
100% 86% 88%
Annual Fees
?
$146.09
(1.40% Exp. Ratio)
$35.48
(0.34% Exp. Ratio)
$57.39
(0.55% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 4.35% annual return
$23,518.96 $32,414.34 $30,426.66
Est. savings over 30 yrs +$8,895.38 +$6,907.70
Return
As of 11/30/16
1 YR RETURN -0.74%
3 YR 0.86%
5 YR 5.56%
10 YR 3.78%
1 YR RETURN 3.99%
3 YR 4.69%
5 YR 8.72%
10 YR 5.55%
1 YR RETURN 4.04%
3 YR 6.07%
5 YR 9.88%
10 YR 5.86%
Description
The investment seeks reasonable income, long-term capital growth and conservation of capital. The fund targets an asset allocation consisting of approximately 45% in U.S. equity securities, 15% in non-U.S. equity securities and 40% in fixed income securities. The fund invests the fixed income portion of its portfolio in all sectors of fixed income securities, primarily in investment grade bonds; however, it may invest in high-yield/high-risk fixed income securities ("junk bonds"), including bank loans (which are generally floating rate).
The investment seeks long-term capital appreciation and income. As a "fund of funds," the fund invests in a diversified portfolio of other Vanguard mutual funds, rather than in individual securities. It follows a balanced investment approach by placing 60% to 70% of its assets in common stocks through eight stock funds; 20% to 30% of its assets in bonds through two bond funds; and 10% to 20% of its assets in short-term investments through a short-term bond fund. Through the underlying funds, the fund owns a diversified mix of stocks and bonds.
The investment seeks income and capital growth consistent with reasonable risk. The fund invests approximately 60% of assets in stocks and other equity securities and the remainder in bonds and other debt securities, including lower-quality debt securities (those of less than investment-grade quality, also referred to as high yield debt securities or junk bonds), when its outlook is neutral. It invests at least 25% of total assets in fixed-income senior securities (including debt securities and preferred stock).

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

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