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RMLVX Russell Lifepoints Moderate Strat R5

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Fund RMLVX Russell Lifepoints Moderate Strat R5 TRRIX T. Rowe Price Retirement Balanced PRSIX T. Rowe Price Personal Strat Inc  
Similarity
?
100% 85% 87%
Annual Fees
?
$144.15
(1.39% Exp. Ratio)
$59.11
(0.57% Exp. Ratio)
$61.19
(0.59% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.71% annual return
$19,586.02 $25,109.65 $24,958.57
Est. savings over 30 yrs +$5,523.63 +$5,372.55
Return
As of 11/30/16
1 YR RETURN 4.24%
3 YR 2.76%
5 YR 4.86%
10 YR 3.56%
1 YR RETURN 4.32%
3 YR 3.11%
5 YR 5.53%
10 YR 4.51%
1 YR RETURN 4.24%
3 YR 3.57%
5 YR 6.78%
10 YR 5.34%
Description
The investment seeks to provide current income and moderate long term capital appreciation. The fund is a "fund of funds," which seeks to achieve its objective by investing principally in a combination of several other Russell Investment Company funds. The fund's investment adviser intends the fund's strategy of investing in a combination of underlying funds to result in investment diversification that an investor could otherwise achieve only by holding numerous individual investments. The fund's approximate target strategic allocation as of March 1, 2016 is 34% to equity, 59% to fixed/other income and 7% to alternative asset classes.
The investment seeks the highest total return over time consistent with an emphasis on both capital growth and income. The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. It is intended for retired investors who seek income and relative stability from bonds along with some capital appreciation potential from stocks. The fund's "neutral allocations," which are what T. Rowe Price considers broadly appropriate for investors during their retirement years, are 40% stock funds and 60% bond funds. While the fund is non-diversified, it invests in diversified underlying holdings.
The investment seeks the highest total return over time consistent with a primary emphasis on income and a secondary emphasis on capital growth. The fund invests in a diversified portfolio typically consisting of approximately 40% stocks; 55% bonds, money market securities, and cash reserves; and 5% alternative investments, including through hedge funds. Under normal conditions, its allocation to the broad asset classes will be within the following ranges: stocks (30-50%), bonds and money markets (45-65%), and alternative investments (0-10%).

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

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