Investment Test Drive

PMCDX Pacific Funds Port Optim Mod-Cnsrv Adv

2 lower fee alternatives found

FeeX scanned the market for similar funds with lower fees and better past returns
Show results with
Investing
$
  YOU ASKED ABOUT FEATURED ALTERNATIVE ? ALTERNATIVE
Fund PMCDX Pacific Funds Port Optim Mod-Cnsrv Adv TRRIX T. Rowe Price Retirement Balanced TCAIX Thrivent Moderately Cnsrv Allocation S  
Similarity
?
100% 89% 87%
Annual Fees
?
$115.94
(1.12% Exp. Ratio)
$59.00
(0.57% Exp. Ratio)
$72.46
(0.70% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.51% annual return
$20,106.07 $23,746.34 $22,832.36
Est. savings over 30 yrs +$3,640.27 +$2,726.30
Return
As of 12/31/16
1 YR RETURN 6.39%
3 YR 3.07%
5 YR 5.53%
10 YR 4.41%
1 YR RETURN 6.48%
3 YR 3.17%
5 YR 5.70%
10 YR 4.53%
1 YR RETURN 7.26%
3 YR 3.94%
5 YR 6.25%
10 YR 4.51%
Description
The investment seeks current income and moderate growth of capital. The fund is a "fund of funds" that seeks to achieve its investment goal by investing in other funds of the Trust (the "underlying funds"). The fund's exposure to the debt is expected to be within 50-70%; the fund's exposure to the equity is expected to be within 30-50%. It may invest a significant portion of its assets in any single underlying fund. The advisor expects to be as fully invested as practical, although it may maintain liquidity reserves to meet redemption requests.
The investment seeks the highest total return over time consistent with an emphasis on both capital growth and income. The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. It is intended for retired investors who seek income and relative stability from bonds along with some capital appreciation potential from stocks. The fund's "neutral allocations," which are what T. Rowe Price considers broadly appropriate for investors during their retirement years, are 40% stock funds and 60% bond funds. While the fund is non-diversified, it invests in diversified underlying holdings.
The investment seeks long-term capital growth while providing reasonable stability of principal. The fund invests in a combination of underlying funds and directly held financial instruments. It generally invests 35-75% of its assets in debt securities, 25-65% of its assets in equity securities. The fund may also enter into credit default swap agreements on security indexes. It may enter into standardized derivatives contracts traded on domestic or foreign securities exchanges, boards of trade, or similar entities, and non-standardized derivatives contracts traded in the over-the-counter market.

Join FeeX to view all alternatives, get more data and filtering options, and be able to automatically scan all your investments for lower fee replacements.

It's free!

The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

+

Your Feedback has been sent successfully!