Investment Test Drive

PCBLX Principal SAM Conservative Bal R4

4 lower fee alternatives found

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  YOU ASKED ABOUT FEATURED ALTERNATIVE ? ALTERNATIVE
Fund PCBLX Principal SAM Conservative Bal R4 VWINX Vanguard Wellesley® Income Inv PRSIX T. Rowe Price Personal Strat Inc  
Similarity
?
100% 86% 89%
Annual Fees
?
$138.67
(1.34% Exp. Ratio)
$23.80
(0.23% Exp. Ratio)
$61.05
(0.59% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.48% annual return
$18,632.81 $26,064.19 $23,385.54
Est. savings over 30 yrs +$7,431.38 +$4,752.72
Return
As of 10/31/16
1 YR RETURN 3.13%
3 YR 3.61%
5 YR 6.07%
10 YR 5.05%
1 YR RETURN 6.59%
3 YR 6.11%
5 YR 7.58%
10 YR 6.80%
1 YR RETURN 4.65%
3 YR 4.06%
5 YR 6.66%
10 YR 5.58%
Description
The investment seeks to provide a high level of total return (consisting of reinvestment of income and capital appreciation), consistent with a moderate degree of principal risk. The SAM Portfolios operate as funds of funds and invest principally in Principal Funds, Inc. equity funds, fixed-income funds and specialty funds ("underlying funds"); the Sub-Advisor generally categorizes the underlying fund based on the investment profile of the underlying fund.
The investment seeks to provide long-term growth of income and a high and sustainable level of current income, along with moderate long-term capital appreciation. The fund invests approximately 60% to 65% of its assets in investment-grade corporate, U.S. Treasury, and government agency bonds, as well as mortgage-backed securities. The remaining 35% to 40% of fund assets are invested in common stocks of companies that have a history of above-average dividends or expectations of increasing dividends.
The investment seeks the highest total return over time consistent with a primary emphasis on income and a secondary emphasis on capital growth. The fund invests in a diversified portfolio typically consisting of approximately 40% stocks; 55% bonds, money market securities, and cash reserves; and 5% alternative investments, including through hedge funds. Under normal conditions, its allocation to the broad asset classes will be within the following ranges: stocks (30-50%), bonds and money markets (45-65%), and alternative investments (0-10%).

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

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