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FBILX First Investors Balanced Income Instl

2 lower fee alternatives found

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Fund FBILX First Investors Balanced Income Instl VWINX Vanguard Wellesley® Income Inv TCAIX Thrivent Moderately Cnsrv Allocation S  
100% 89% 85%
Annual Fees
(0.72% Exp. Ratio)
(0.23% Exp. Ratio)
(0.70% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.51% annual return
$22,693.49 $26,305.55 $22,831.04
Est. savings over 30 yrs +$3,612.06 +$137.55
As of 12/31/16
1 YR RETURN 7.06%
3 YR --
5 YR --
10 YR --
1 YR RETURN 8.08%
3 YR 5.76%
5 YR 7.29%
10 YR 6.66%
1 YR RETURN 7.26%
3 YR 3.94%
5 YR 6.25%
10 YR 4.51%
The investment seeks income as its primary objective and has a secondary objective of capital appreciation. The fund allocates its assets among bonds, stocks and money market instruments. While the percentage of assets allocated to each asset class is flexible rather than fixed, under normal market conditions, it will invest approximately 60-80% of its net assets in bonds, money market instruments and cash and investments that provide exposure to such assets, including exchange-traded funds ("ETFs") and approximately 20-40% of its net assets in stocks and investments that provide exposure to such assets, including ETFs.
The investment seeks to provide long-term growth of income and a high and sustainable level of current income, along with moderate long-term capital appreciation. The fund invests approximately 60% to 65% of its assets in investment-grade corporate, U.S. Treasury, and government agency bonds, as well as mortgage-backed securities. The remaining 35% to 40% of fund assets are invested in common stocks of companies that have a history of above-average dividends or expectations of increasing dividends.
The investment seeks long-term capital growth while providing reasonable stability of principal. The fund invests in a combination of underlying funds and directly held financial instruments. It generally invests 35-75% of its assets in debt securities, 25-65% of its assets in equity securities. The fund may also enter into credit default swap agreements on security indexes. It may enter into standardized derivatives contracts traded on domestic or foreign securities exchanges, boards of trade, or similar entities, and non-standardized derivatives contracts traded in the over-the-counter market.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.


FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.


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