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CTOCX American Funds College 2021 529C

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Fund CTOCX American Funds College 2021 529C FTANX Fidelity Asset Manager® 30% TRRIX T. Rowe Price Retirement Balanced  
Similarity
?
100% 85% 87%
Annual Fees
?
$155.56
(1.50% Exp. Ratio)
$56.00
(0.54% Exp. Ratio)
$59.11
(0.57% Exp. Ratio)
Future Est. Balance in 30 yrs
Assuming 3.71% annual return
$18,937.23 $25,332.80 $25,104.57
Est. savings over 30 yrs +$6,395.57 +$6,167.34
Return
As of 11/30/16
1 YR RETURN 2.26%
3 YR 2.54%
5 YR --
10 YR --
1 YR RETURN 3.56%
3 YR 3.29%
5 YR 5.22%
10 YR --
1 YR RETURN 4.32%
3 YR 3.11%
5 YR 5.53%
10 YR 4.51%
Description
The investment seeks to achieve the following objectives to varying degrees: growth, income and preservation of capital, depending on the proximity to its target date; the target date is meant to roughly correspond to the year in which the fund beneficiary will start to withdraw funds to meet higher education expenses. The fund will attempt to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories such as growth-and-income funds, equity-income funds, balanced funds and bond funds.
The investment seeks a high level of current income; capital appreciation is the secondary objective. The fund allocates its assets among three main asset classes: the stock class (equity securities of all types), the bond class (fixed-income securities of all types maturing in more than one year, including lower-quality debt securities which are sometimes referred to as high yield debt securities or junk bonds), and the short-term/money market class (fixed-income securities of all types maturing in one year or less).
The investment seeks the highest total return over time consistent with an emphasis on both capital growth and income. The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. It is intended for retired investors who seek income and relative stability from bonds along with some capital appreciation potential from stocks. The fund's "neutral allocations," which are what T. Rowe Price considers broadly appropriate for investors during their retirement years, are 40% stock funds and 60% bond funds. While the fund is non-diversified, it invests in diversified underlying holdings.

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The fees, balance and savings information above are estimated numbers, based on the data FeeX had at the day of publication, but may not be accurate due to incomplete or erroneous data.

The best choice is based on a combined analysis of lowest fees and highest similarity to the original fund.

Similarity

FeeX's similarity algorithm analyzes over 15 investment characteristics like investment category, asset allocation, strategy, geographical allocation and more. FeeX gives each its own weight and calculates the similarity of any two investments based on a scale of 0 to 100%. Funds with a similarity ranking of 85% and higher are considered "similar".

Yes, funds and ETFs charge fees

Deep within every fund you own lies a hidden fee called expense ratio. It takes away a set % of your savings each and every year. It can often be easily reduced by switching to similar investments with lower expense ratios.

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