How Using A Credit Card Can Keep You On Budget


Holly Johnson is a wife, mother of two, and frugal lifestyle enthusiast. She is the co-founder of frugality site Club Thrifty, and travel site Travel Blue Book.  Holly is also a staff writer at Get Rich Slowly, Frugal Travel Guy, and U.S. News and World Report's "My Money Blog." Holly has been featured in the Wall Street Journal, Kiplinger Personal Finance, Fox Business, and Daily Finance.
  • How Using A Credit Card Can Keep You On Budget

    credit card budgeting

    Staying on budget requires a certain amount of self-control and initiative. After all, you have to to be willing to…

  • The 3 Budget-Ruiners You Can Conquer

    budget ruiners

    While most of us may try to keep our spending in check, it’s really easy to let a monthly budget…

  • The Awful Truth About Your Spending

    truth about finances

    There comes a point in most people’s lives when they realize their spending doesn’t necessarily align with their values. Sometimes…

  • Effective Holiday Re-Gifting Strategies


    That awful Christmas sweater. A gift card to a store that’s two hours away. The winter shawl that won’t quite…

  • How to Avoid Fees on Rewards Credit Cards

    avoid fees rewards card

    Rewards credit cards can help you earn everything from free airfare to hotel stays, free merchandise, and even cold, hard…

  • How to See the World with Credit Card Rewards

    travel the world rewards credit card

    If you want to see the world but have no idea how you’d ever pay for it, you’re in good…

  • Stop Spending and Find Yourself Instead

    stop spending find yourself

    Actor Will Smith once said that “too many people spend money they haven’t earned, to buy things they don’t want,…

  • How to Build an Emergency Fund from Scratch

    build emergency fund from scratch

    Staying on budget can be incredibly difficult whether you’re flush with cash….or on a limited income. However, there is one…

  • 5 Jobs That Pay Well, No 4-Year Degree Required

    vocational careers

    With almost 70 percent of students leaving college with an average of $29,400 in student loan debt, it’s easy to…

  • How to Quit Your Job Without Burning Bridges

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    In early 2013, I quit my job to become a full-time freelancer. However, it wasn’t a decision I took lightly—leaving my…

  • Easy Ways to Ditch Cable for Good

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    With the average monthly cable bill expected to hit $123 by 2015, it’s easy to see why so many people…

  • Pumpkin Spice Lattenomics

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    It’s finally fall, and you know what that means- ‘tis the season of pumpkin everything from baked goods to t-shirts…

  • Should You Keep a Credit Card with an Annual Fee?

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    If you get a lot of credit card offers in the mail like I do, you’ve probably noticed that they…

  • What I Learned From My Career As a Waitress


    In 1996, I was hired for my first job ever- as a waitress at the local Waffle House. And while…

  • Working From Home: The Good, The Bad, and the Pajamas

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    In April of 2013, I quit my full-time job to work as a freelancer. I wasn’t exactly sure what to expect as…

  • How to Choose a Rewards Credit Card

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    A warm welcome to our new FeeHacks writer, Holly! She writes for Club Thrifty and Travel Blue Book, as well…